Buyer’s Guide | Samtastic Properties

Work out what you can afford, what it'll really cost, and what to research before you commit — then use the tools below to dig into a specific area or listing.

Learn

HDB 101 The complete guide to buying, selling, financing and renting HDB flats — schemes, grants, MOP, the resale process, all sourced and dated.

Money

Affordability Calculator How much property can you realistically afford, based on your income, savings and existing debts. Mortgage Calculator Monthly instalment, total interest, and how it changes if rates move — using a real, current reference rate. Stamp Duty Calculator Buyer's Stamp Duty, Additional Buyer's Stamp Duty and Seller's Stamp Duty, using the current IRAS rates.

Compare

Property Comparison Compare 2-3 new launches, HDB towns, or URA districts side by side, using real figures — no winner picked for you.

Research a specific area or listing

Buyer Playbook — full data report A free, real-numbers report on an HDB town, a private district, or one of my current launches — emailed to you as a PDF. HDB Resale Prices Real cached resale transactions by town and flat type. Private Property Transactions Real URA transactions by district. Property Finder Search current listings and new launches. School Finder Schools near an address or area. Map Explore locations directly. BTO Current and past BTO exercises.

These tools give you factual figures and calculations to help you research — they don't make the decision for you, and they're not financial, legal or tax advice. Always confirm exact figures with IRAS, CPF Board, HDB or your bank before committing.